Nine ways to slash your family spending Highlights look for hidden waste watch
those credit cards plan lowcost family vacations go coop crazy avoid restaurants
find cheaper entertainment become a smart shopper keep a tight rein on your
budget put in the michael kors schuhe online time Look for
hidden wastecan you find a cheaper cellphone plan, longdistance phone service,
or internet service provider?Is it time to refinance your mortgage or car
payments?Can you raise your insurance deductibles to lower your premiums?What
about canceling your landline and using only your cell phone? Are you getting
your money's worth from your gym membership, or could you walk, jog, or play
basketball for free in the park instead?You may want to consider becoming a
onecar family to save on gas, insurance, and car maintenance. Ask your utility
company how you can lower your payments.Some charge lower rates during offpeak
hours or offer deals to customers who agree to cut back on their usage at peak
times.Even simple changes, like turning down the temperature on your water
heater or installing energysaving showerheads, can bring your monthly bills
down. Watch those credit cardsif credit card charges are eating up a big chunk
of your monthly budget, look into consolidating your balances or getting a lower
interest rate.This is usually cheaper than booking hotel rooms, and it allows
you to cook meals instead of going to restaurants. Trading homes temporarily
with people in other cities is even cheaper.You can do it nearby or far away,
for iaelorstasenoutlet a weekend or for much
longer.Search online for"Home swap," "Vacation home exchange,"Or similar terms
to find a service that facilitates exchanges between families. Other
ideas:Travel locally so you can drive rather than fly.Carry a cooler full of
snacks and sandwich ingredients so you don't have to eat out for every meal.Pack
up the tent and go camping. (Get more tips for saving big on family travel. ) Go
coop crazyform a meal coop with friends and neighbors each family takes a night
to make dinner for everyone.By trading babysitting duties with other families
you're close to, you can save money on childcare and know you're leaving your
child with people you trust.I leave it on during the day and put it on mute and
every time i pass the computer i put on another video or game.You earn points by
searching the web, watching videos, playing games, doing surveys etc for gift
cards for old navy, gap, childrens place, amazon and other places and it
actually works.I don't technically work when i stay at home but it is nice to
know i can contribute to the maintenance of our family in some way: )Check it
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